Blacknall Law Firm | Financial Situation | Bankruptcy Petition | Waycross, GA
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petition to file for bankruptcy bancruptcy

The decision to file for bankruptcy should not be taken lightly. Though this process gives you the opportunity to regain control over your finances and end the harassment from creditors looking to fulfill debts, it also has lasting implications for your finances. Use these frequently asked questions to inform you and help you decide how to move forward.

After you are discharged from Bankruptcy and have saved a sufficient down payment, many mortgage companies will deal

with you.

Will you ever be able to

buy a home?

The automatic stay takes effect immediately upon filing the bankruptcy. Creditors are stopped from making collection efforts, garnishments stop, and lawsuits are put on hold by the bankruptcy and usually can be discharged upon successful completion of the Plan.

When does the bankruptcy

take effect?

Most people believe that their credit report and their ability to get credit are one and the same. This is not true. Your credit report is the summary of your bill payment history. Your credit is your actual ability to borrow or buy on account.

Will it ruin your credit?

Find out more about filing for bankruptcy, ask about no upfront fees

Get in touch with us to schedule a FREE initial consultation and discuss your situation with us so we can help you move forward.


*DISCLAIMER: Any information contained within this WEB SITE is not designed or stated for the purpose of rendering legal advice. Just as no two people are alike, the facts of each client's case are unique to that client and any information stated herein is general and is not intended as or construed to be legal advice.


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